SevenSeconds Team

Darren Chen

Founder and CEO

Mr. Chen is one of the pioneers and successful practitioners in China's fintech overseas expansion. He has over 15 years of profound experience spanning traditional finance and cutting-edge technology.

Introduction

Mr. Chen began his career at the Credit Center of CITIC Bank Head Office, laying a solid foundation for his outstanding risk management skills. With a firm belief in the future of fintech, he founded Singapore ScoreOneTech in 2017, successfully exporting the verified digital credit technology, risk control models and business model to multiple emerging markets in Southeast Asia, South Asia, Africa, etc., and obtaining financial licenses in several countries, achieving comprehensive implementation and large-scale operation from technology to business. As a strategic extension of his financial ecosystem, he also takes charge of Hong Kong Spectrum Capital - a licensed institution holding the 4th and 9th types of licenses from the Hong Kong Securities and Futures Commission, managing multiple funds including global credit funds, with an asset management scale of several hundred million Hong Kong dollars. Mr. Chen holds an EMBA degree from City University of Hong Kong. His outstanding industry contributions have received honors such as the "Lion Mountain Wealth Management Innovation Award" and the "Star Macro Strategy Fund Award". He has always been committed to using technology to empower finance and promoting the development of inclusive finance in emerging markets around the world.

Michael Zhang

CRO

12 years of risk management experience, having held key positions in risk control at multiple banks and fintech companies

Introduction

Skilled in credit risk models and anti-fraud strategies, compliance management and response to regulatory policies. Has extensive experience in establishing a comprehensive risk management system, and has rich experience in building a comprehensive risk management framework for internet banks. Has led the establishment of risk control systems for multiple products with tens of millions of users, and kept the non-performing rate at a relatively low level in the industry. Established the company's comprehensive risk management system.

Fan Shu

COO

Having been deeply involved in the fintech sector in Indonesia for over 8 years, the core competence focuses on the establishment of business systems and the implementation of growth strategies.

Introduction

Once led the establishment of a complete compliance system and the business line operation indicator system, using data-driven methods to optimize decision-making logic and promote refined business operations; skilled in cross-departmental resource integration and team management, leading the team to achieve rapid growth in business scale; accumulated rich practical experience in operation system establishment, process optimization, large-scale user growth and operational efficiency improvement, deeply understanding the local market characteristics in Indonesia, always focusing on results to create incremental business value.

Darek Zhong

CTO

Over 10 years of experience in the Internet IT industry, a senior financial technology expert, with a rich background in business development and technical management.

Introduction

A seasoned internet technology expert with over 10 years of experience, who has been deeply involved in the field of fintech for a long time, has profound understanding and rich practical experience in the integration of financial products and technologies. He once served as the head of the financial online sales business research and development team at Zhongtengxin and the head of the infrastructure department at Jieshun Technology, leading the construction and optimization of key business systems and core technical architectures. In 2023, he joined SevenSeconds and took on the role of Chief Technology Officer (CTO), dedicated to driving the company's strategic development through technological innovation.